L-PESA Providing And Developing Financial Services And Cryptocurrency
INTRODUCING
L-PESA is a Platform that focuses on providing and developing financial services and cryptocurrency, which uses the Blockchain technology as the basis of its development. L-PESA provides financial and payment service that users can use to Transact quickly and get financial services with easy, safer and smarter. L-PESA provides access to financial services for the people of Africa and Asia is better and smarter.
L-Pesa has exploited this market forces and build technology and proprietary credit scoring model that allows for fast scale micro-loans in developing countries while keeping loss ratio is below 10%. The solution is highly automated, allowing a small team back office to support a high volume of loan origination. All loans are serviced by L-Pesa.
Ron Ezra Tuval, founder and managing director L-Pesa, has extensive experience in the developing world, particularly regarding agricultural technology-related and tourism projects. Ron first came across microfinance in Southeast Asia and spent decades incubating ideas L-Pesa while waiting for the technology needed to mature. Ron has built a strong and diverse team to L-Pesa with managers in the country that operates in Tanzania, Kenya, and Uganda, and the development team in India. There are also the back office team deal with Tanzania, Kenya and Uganda background checks, credit approvals, and customer service. Technology, marketing, and accounting teams operate on a virtual model and consists of experienced staff based in Europe, America, Africa and India.
L-Pesa has a strong focus on Automation. 95% of users acquisition and loan underwriting process is automated and is therefore very scalable. The company has spent two years developing customer-facing and back Office system using a team of seven software developers. The user interface is based on the experience of mobile web and marketing is primarily achieved through social media and SMS.
L-Pesa technology stack is built on Amazon Web Services, highly scalable on-demand cloud computing platforms that have been or are used by major brands like Netflix, Airbnb, Pinterest and Spotify. L-Pesa has been integrating a number of third-party applications to perform tasks such as SMS messages, user verification, and marketing. Transfer of funds is handled through integration with the mobile money service providers like M-Pesa, Airtel money, Tigo Pesa and MTN.
L-Pesa has issued more than 38,000 loans since will live in March of the year 2016. Over 170,000 registered users based on their social marketing campaigns that are run on a minimal budget. The marketing strategy has been enhanced for 24 months, and L-Pesa is now ready to launch marketing campaigns via SMS and social media with customer acquisition costs conservatively projected $1.00.
Founder of L-Pesa, has invested about $500,000 till date. The Business was launched in Tanzania in 2016 and in Kenya in August 2017. A soft launch, which took place in Uganda and India. Technology company stable, scalable, proven, and will support the company's growth plans. At this point, L-Pesa has hit the barrier of growth — there are no enough capital available to lend to all those who are interested, and the potential for almost unlimited acquisition of users but require capital to marketing costs and staff supporters. The company now is collecting funds to take advantage of the leading position, a strong platform and virtually unlimited opportunity to expand its financial options for the majority of the inhabitants of the Earth.
Start construction
L-PESA developed using the system directly integrated and resources that support the creation of better financial ecosystem. L-PESA Blockchain using technology as the basis of this technology Platform, then L-PESA will bring financial and pay for a better service to the community. L-PESA provides financial services, which users can use easier and smarter. L-PESA developed by a team of experienced and professional in the field, which will bring a solution related to the mining and trading cryptocurrency business to the wider community. L-PESA service creates a loan, which will be associated with the first crypto services lending in Africa. L-PESA helps to provide better financial services to the wider community, in particular, a company based in Asia and Africa. L-PESA provides investment services, which will help the investor to get better results. L-PESA also provides a cryptocurrency which can be used by users to conduct transactions or trading on the Exchange. This token will be executed using the system 20, based on ERC Ethereum Blockchain. L-PESA also provides mobile services, which can be used by users to transact with ease. L-PESA aims to provide better financial and pay service to the wider community, with support from various parties and current renewable technologies, L-PESA will sure bring safe financial services transparent.
Why Blockchain
Blockchain is the perennial public ledger transaction records digital. This technology was first introduced by an individual with an anonymous pseudonym Satoshi Nakamoto in 2008 and since has revolutionized the way we perform currency transactions around the world. Blockchain allows a trust to be distributed across the network, without the need for a central authority to track, verify and approve the digital exchange of value. It operates as a decentralized, distributed database keeping record of constantly evolving list is divided into blocks. The legacy will take advantage of this technology for decentralized and put confidence in its users. Blockchain is a technology that is fairly new and is still in active development, improvements occur continuously, and it has become more efficient and safer than the traditional ancient system, which is why the banks, Government, and other institutions adopting the technology. Blockchains combines the concept of peer-to-peer, asymmetric cryptography, computing and decentralized smart contracts into the new technology platform. In short, blockchains is a peer-to-peer distributed systems that implement shared common trustless append-only transaction ledger.
KEY BUSINESS MODEL L-PESA ARE:
- Back office system which is highly automated which allows almost complete task automation tasks
- Integration with service provider money moving to get efficient loan disbursement and collection of payment.
- Loan origination Process very efficiently – completely online and almost fully automated
- Proprietary credit scoring Model yаng telаh customized with 35,000 pinjamаn first issued by L-Pesa produce under the loss ratio of 10%.
ADVANTAGE
- L-Pesa Customers have access to the terjаngkau pembiayаan options to help them improve their lives
- Modаl third party Providers – L-Pesa dаpat modаl using the get the results menаrik
- The shareholders and employees of L-Pesa can get reasonable results nvestasi and their workforce
Launch of token summary
- Token name: KRYPTON
- Ticker token: LPK
- The token owner: L-P Krypton Ltd, Suite 2B, 143 Main Street, Gibraltar GX111AA.
Company number: 116865
REID number: GICO. 116865-49
The token type: Ethereum ERC20
The number of signs being issued: maximum amount of 2.6 billion. The final amount of
signs that are created will be calculated in accordance with the final amount of the contribution.
The final amount will be published end of ICO.
Mining: there will be no mining or any other means to increase the token
the number of ICO, save both in the future.
Use of proceeds: see "using results " section in this document.
Bonus: during the pre-sale and private, participants will be eligible for
the following bonuses:
LPK token distribution:
- Token Total sales of 2.6 billion
- The number of token sales 58% (from all the signs were made)
- The management team and 15%
- Councilors 10%
- Gifts and referrals 1%
- Business development 16%
Token prices: 1 ETH = 17,500 LPK
Token key periods of the rise: till the end of ICO.
Token activation: one day after the end of ICO
Token storage: ERC20 Krypton Token will be stored in user L-Pesa
wallet. During the key period was up, the user will be able to Exchange ERC20 Krypton
Token on social exchange L-Pesa.
Krypton L-Pesa ICO timeline:
Pre-sale begins March 18, 2018/15:00 GMT
Pre-sales end 3 April 2018
ICO began April 10, 2018/15:00 GMT
ICO ends may 10, 2018
MORE INFO:
Website: https://kriptonofafrica.com
Facebook: https://www.facebook.com/kriptonlpk
Twitter: https://twitter.com/LPesaMicrofin
Author: Ghaniindependen
My profile: Btt
Wallet ETH:
0x1a505ccE73B679996E68Bf954334c098f21F1dDB
Tidak ada komentar:
Posting Komentar